SBA Servicing Officer

Company: Enterprise Bank and Trust
Location: San Diego
Posted on: February 9, 2026

Job Description:

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you! Job Title: SBA Servicing Officer Job Description: SUMMARY The position of SBA Servicing Officer under the supervisory direction of the SBA Servicing Supervisor is responsible for maintaining overall compliance of the existing SBA loan portfolio. ESSENTIAL DUTIES AND RESPONSIBILITIES Handle all servicing requests (including, but not limited to deferments, collateral substitutions, restructures and assumptions) requested by a borrower. Collect and analyze annual financial information from clients. Monitor loans for possible risk rating changes. Monitor classified loans on a quarterly basis using the Special Attention Credit (SAC) report. Ensure financial statements, tax returns, recorded documents and UCC ticklers are current and properly maintained. Assist with follow up on any delinquent loan accounts. Conduct post-closing audit to comply with credit display and loan authorizations. Monitor and maintain performance-based loans according to policy. Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned. Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements. Demonstrate a satisfactory understanding of and adherence to EEO/AA policy; promote a working environment free of harassment of any type. Perform the job safely and report potentially unsafe conditions. Make a personal contribution to the Bank’s Cyber Security efforts through your own observation, suspicion and vigilance. Technology and management controls have a significant impact, but spotting a potential threat is the final line of defense against threats that make it through those other controls. JOB REQUIREMENTS The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelors’ degree or equivalent from a four-year college or university. 5 years of relevant experience. Experience should consist of financial analyzing and loan servicing of SBA loans. Strong customer service skills with ability to communicate effectively with customers via phone and email Excellent written and verbal communication skills. Excellent organizational skills. Ability to perform detail oriented work with a high degree of accuracy. Ability to handle multiple priorities and tasks while working in a fast paced department. Proficiency with personal computers and related software. Work involves sitting, occasional walking, and lifting up to 10 pounds. Pay range for new hires is generally $73,353 to $89,654. In addition, the role is eligible for an annual bonus. Equal Opportunity Statement: Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at hr@enterprisebank.com . Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE . To learn more about the LA County Fair Chance Ordinance, click on this English or Spanish poster.

Keywords: Enterprise Bank and Trust, La Mesa , SBA Servicing Officer, Accounting, Auditing , San Diego, California